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Your
Current Residence |
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Complete
address information for the most recent 2
years |
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Names,
address, and telephone number for your landlord
for the past 2 years if
renting |
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Your
Employment / Income
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Copies
of your pay stubs for the most recent 30-day
period |
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Copies
of your W-2 or 1099's forms for the past three
years |
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Name,
address, and phone numbers of all employers
for the last two years |
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Some
down payment assistance programs will also require
copies of your most recent 3 year federal tax
return to prove you are a first-time
buyer |
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Copy
of diploma, degree, or transcripts if you have not
been working a full 2
years |
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If
self-employed or receive
commission or bonus,
interest/dividends, or rental
income: |
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Provide
full tax returns for the last two years PLUS
year-to-date Profit and Loss Statement (Please
provide complete tax return including all
schedules. If you have filed an extension,
please supply a copy of the
extension.) |
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K-1's
for all partnerships and S-Corporations for the
last two years (Please double-check your return.
Most K-1's are not attached to the
1040.) |
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Completed
and signed Federal Partnership (1065) and/or
Corporate Income Tax Returns (1120) including all
schedules, statements and addenda for the last two
years. (Required only if your ownership position
is 25% or greater.) |
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If
you will use Alimony or Child
Support to
qualify |
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Provide
divorce decree/court order stating amount, as well
as, proof of receipt of funds for last year. 12 month
printout available through the county that issued
the support order |
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If
you receive Social Security income,
Disability or VA
benefits: |
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Provide
the most recent award letter from agency or
organization |
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Source
of Funds /
Assets |
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Savings,
checking or money market funds - provide copies of
bank statements for the last 3 months
(all pages) |
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Most
recent 401-k, IRA, or other investment statements
if applicable |
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Gifts
- If part of your cash to close, provide Gift
letter and proof of receipt of funds (your lender
can assist you with
this) |
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Sale
of your existing home - provide a copy of the
signed sales contract on your current residence
and statement or listing agreement if unsold (at
closing, you must also provide a
settlement/Closing
Statement) |
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Your
Debt/Credit |
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Prepare
a list of all names, account numbers,
balances, and monthly payments for all current
debts
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Complete
set of bankruptcy papers / discharge papers and
letter of explanation if
applicable |
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If
you are paying alimony or child support, include
marital settlement/court order stating the terms
of the obligation |
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Documentation
proving settlement of any outstanding judgments or
collections if
applicable |
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Printer-Friendly Version of
Application
Checklist |
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Download
Application Checklist in Adobe PDF
format |
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If
you do not have the Adobe Acrobat reader, you may
obtain it free from
Adobe: |
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